:root{--navy:#05264b;--blue:#087dc0;--light:#eef7fc;--ink:#19334d}*{box-sizing:border-box}body{margin:0;font:16px/1.65 system-ui,-apple-system,Segoe UI,sans-serif;color:var(--ink);background:#fff}a{color:var(--blue)}.wrap{max-width:1120px;margin:auto;padding:0 24px}.skip{position:absolute;left:-9999px}.skip:focus{left:10px;top:10px;background:white;z-index:10}header{border-bottom:1px solid #e0eaf0;background:#fff}.top{display:flex;align-items:center;justify-content:space-between;gap:22px;padding-top:12px;padding-bottom:12px}.brand img{width:195px;max-width:100%;height:auto;display:block}nav{display:flex;flex-wrap:wrap;gap:8px 17px}nav a{text-decoration:none;color:var(--navy);font-size:.88rem;font-weight:650}nav a[aria-current=page]{color:var(--blue)}.hero{background:linear-gradient(125deg,#05264b,#074d83);color:#fff;padding:90px 0}.eyebrow{letter-spacing:.15em;text-transform:uppercase;color:#9fe1ff;font-size:.82rem;font-weight:750}h1{font-size:clamp(2.4rem,5vw,4.5rem);line-height:1.12;max-width:820px;margin:14px 0 24px}h2{font-size:clamp(1.7rem,3vw,2.5rem);line-height:1.2;color:var(--navy)}.hero p{font-size:1.2rem;max-width:690px;color:#d9efff}.button{display:inline-block;background:#0b8bd2;color:white;padding:13px 22px;border-radius:8px;text-decoration:none;font-weight:750;margin-top:12px}.button:hover{background:#006ba8}.section{padding:64px 0}.soft{background:var(--light)}.grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:20px}.card{background:white;padding:26px;border:1px solid #dbe8f0;border-radius:14px;box-shadow:0 4px 18px #05264b0a}.card h3{margin:0 0 12px;color:var(--navy)}.card p{margin:0 0 16px}.cta{background:#e7f4fc;padding:40px;border-radius:16px}footer{background:var(--navy);color:#dcecf7;padding:28px 0}footer a{color:white}.muted{color:#47667d}.contactnote{background:#fff5db;border-left:4px solid #c18b1c;padding:15px 20px;border-radius:6px}@media(max-width:850px){.top{align-items:flex-start;flex-direction:column}.grid{grid-template-columns:1fr 1fr}.hero{padding:65px 0}}@media(max-width:560px){.grid{grid-template-columns:1fr}.brand img{width:160px}nav{gap:8px 14px}.section{padding:42px 0}.cta{padding:24px}}